The, in The contribution of fintech and E-commerce startups to economic growth in the context of digital disruption (The Case of Algeria)
Keywords:
Digital Disruption, FinTech, E-Commerce, Startups, Economic growthAbstract
This study explores the impact of FinTech and e-commerce startups on Algeria's economic growth and digital disruptions during the period from 1990 to 2023. Using an ARDL model. It examines the effects of digital innovation startups on GDP; findings show initial negative impacts due to transitional costs but highlight Algeria's capacity to adapt and capitalize on these innovations in the long run. Employment in FinTech positively contributes to growth over time, and the economy demonstrates resilience, quickly returning to equilibrium. Key recommendations include policies to manage labor transitions, invest in human capital, and improve digital infrastructure for sustainable growth.
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