The influence of financial innovation on the performance of banks in Tunisia: Insights from a survey

Authors

  • Arij Ben Mahmoud Faculty of Economics and Management of Sousse, University of Sousse, Tunisia
  • Jihène Khalifa Quantitative Methods Department, Faculty of Economics and Management of Sousse, University of Sousse, Tunisia

Keywords:

financial innovation, banking performance, BNA Tunisia

Abstract

This study was conducted to analyze the impact of financial innovation on bank performance, motivated by the low profitability and subsequent closures of certain banks due to the COVID-19 pandemic. Determinants of financial innovation were identified and included in the analysis to understand their relationship with bank profitability. Financial innovation encompasses the creation of new financial instruments, the adoption of new financial technologies, and the development of financial institutions and markets. An empirical study was carried out with a sample of 150 individuals at Banque Nationale Agricole Tunisia using a survey. The results indicate that Banque Nationale Agricole has taken significant steps to adopt new financial products and services, thereby strengthening its capital base and becoming a source of funding for research and development.

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Published

2024-09-24

How to Cite

Ben Mahmoud, A., & Khalifa, J. (2024). The influence of financial innovation on the performance of banks in Tunisia: Insights from a survey. International Journal of Economic Perspectives, 18(9), 1365–1375. Retrieved from https://ijeponline.org/index.php/journal/article/view/631

Issue

Vol. 18 No. 9 (2024)

Section

Peer Review Articles
Copyright & Licensing

Copyright (c) 2024 Arij Ben Mahmoud, Jihène Khalifa

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