ARVINDKHADSE, A.; DHARMARI, H. A study on formal financial services for rural small savers. International journal of economic perspectives, [S. l.], v. 15, n. 1, p. 285–296, 2021. Disponível em: https://ijeponline.org/index.php/journal/article/view/48. Acesso em: 2 may. 2026.