JANANURAGA, I. G.; WIAGUSTINI, N. L. P.; DARMAYANTI, N. P. A.; NEGARA, I. M. S. The role of risk management and technology adoption in enhancing the effect of human capital on financial performance: Evidence from village credit institution in Bali, Indonesia. International journal of economic perspectives, [S. l.], v. 20, n. 6, p. 705–739, 2026. Disponível em: https://ijeponline.org/index.php/journal/article/view/1353. Acesso em: 30 jun. 2026.