DIANDA, P. Digital technologies and financial inclusion in WAEMU: Exploring heterogeneous effects across the distribution of financial inclusion. International journal of economic perspectives, [S. l.], v. 20, n. 6, p. 655–681, 2026. Disponível em: https://ijeponline.org/index.php/journal/article/view/1345. Acesso em: 25 jun. 2026.