A Study on The Performance of Sarva Haryana Gramin Bank In Haryana Using Camel Model

Authors

  • Sakshi Gupta and Dr.Surbhi Jain

Abstract

Regional rural banks were established in 1975 on the recommendation of the Narasimham working Committee. The main objective of RRBs is to provide rural credit to the rural section of society. In March 2011, after amalgamation total number of RRBs was declined to 82. During the year 2012-2013, 31 RRBs amalgamated into 13 RRBs as a result total no of RRBs in March 2013 was 64. However, currently, there are 43 RRBs in India.  Presently, there is only one RRB working in Haryana that is Sarva Haryana Gramin Bank. This study examines the performance of Sarva Haryana Gramin Bank throughout four years from 2017-18 to 2020-21 by using the CAMEL model. The camel is an abbreviation for the five parameters: Capital Adequacy, Assets Quality, Management Efficiency, Earning Quality, and Liquidity.

References

Balamuniswamy, D.,& Erraiah, G.(2013). Regional Rural Bank in India, Online International Interdisciplinary Research Journal, III(V), 267-282.

Baligatti, Y. G., & Danappanavar, S. (2016). Performance evaluation of regional rural banks in India. International Journal of Multifaceted and Multilingual Studies, III(IV), 1-10.

Bhandari, G. P. (2019). Region Wise Working of the Regional Rural Banks (RRBs) in India. Journal of Rural and Industrial Development, 7(1), 1.

Ibrahim, S. M. (2010). Performance evaluation of regional rural banks in India. International Business Research, 3(4), 203-208.

Rehman, A. (2020). Innovation and Management by Regional Rural Banks in Achieving the Dream of Financial Inclusion in India: Challenges and Prospects.

Sharma, R. (2011, December). Role of regional rural banks in development of rural economy of Haryana. RMS Journal of Management & IT, 68-77.

Websites

www.shgb.co.in

http://www.nabard.com.

REPORT

Sarva Haryana Gramin Bank annual reports from the year 2017-2018 to 2020-2021.

Published

2022-02-03

How to Cite

Sakshi Gupta and Dr.Surbhi Jain. (2022). A Study on The Performance of Sarva Haryana Gramin Bank In Haryana Using Camel Model. International Journal of Economic Perspectives, 16(2), 1–12. Retrieved from http://ijeponline.org/index.php/journal/article/view/96

Issue

Vol. 16 No. 2 (2022)

Section

Peer Review Articles
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