A comparative study of the impact of bank liquidity risks on the degree of banking safety between Algerian public and private banks for the period 2014-2021
Keywords:
Liquidity risk, Banking security, Banks, PANAL modelAbstract
This study aims to determine the extent to which bank liquidity risks affect the degree of banking safety in the Algerian banks under study during the period 2014-2021 and analyze the amount of impact between the two variables through a standard study, and through the estimation of the study models, the results of the estimate showed a set of results in public banks represented in the existence of an inverse statistically significant relationship between the cash balance ratio and the degree of banking safety, and the existence of a positive statistically significant relationship between both the legal liquidity ratio and the degree of Banking safety and the same positive relationship with the employment ratio, while in private banks there is a positive statistically significant relationship between the legal liquidity ratio and the degree of banking safety, while the latter is not morally related to both the cash balance ratio and the employment ratio, and this difference in results is due to several factors that distinguish between public and private banks active in Algeria.
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Copyright (c) 2024 Abdelkrim Djeddah, Zohra Bitar, Nacera Brahmi, Youcef Souiah, Faycel Gheffar
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