Banking risks and management strategies

Authors

Keywords:

Banking risk, Credit risk, Market, Operational risk, Traditional Banks' Risks, Management

Abstract

This article examines the different types of risk faced by commercial banks, as well as strategies for managing them. It begins by defining the concepts of banking risk, distinguishing between risk and uncertainty, and presents the main categories of risk: financial (such as credit risk, liquidity risk, market risk, interest rate risk and currency risk), operational (such as financial fraud, cybercrime, and legal risks), and other (strategic, reputational and country). The article also explores banking risk management strategies, focusing on both traditional (such as credit risk management) and modern (such as securitization and global risk management) methods. Finally, it concludes with the importance of effective risk management in ensuring bank stability and profitability.

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Published

2024-09-06

How to Cite

Kouda, K. S. (2024). Banking risks and management strategies. International Journal of Economic Perspectives, 18(6), 956–964. Retrieved from http://ijeponline.org/index.php/journal/article/view/607

Issue

Vol. 18 No. 6 (2024)

Section

Peer Review Articles
Copyright & Licensing

Copyright (c) 2024 Kouda Kaouthar Souad

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