Madhwesh G Gudi and Dr. Sunita Dixit

Authors

  • Madhwesh G Gudi and Dr. Sunita Dixit

Abstract

Most1the previous studies have focussed on the Micro Finance, Key stakeholders of Micro Finance, participation of SHG and NGO’s, financial inclusion, risk assessment, rate of interest and loan waiver scheme etc., The previous research needs for this study have been determined based on the available literature evaluation in the subject of microfinance organisations and their governance. Microfinance institutions must be adequately regulated and managed. This governance study looks into the various procedures that may be used to control Micro Finance Institutions in order to improve the sector and provide more advantages to Micro Finance Institutions' stakeholders. In this study researcher investigate the procedural elements of the SHG Microfinance Scheme and assess its development, with a focus on the Dharwad district of North Karnataka and also examine the perspectives and perceptions of various SHG players in order to discover the scheme's strong and weak points in order to improve its efficacy.

Keywords:- microfinance scheme, bankers, SHG, loaning

References

• Anzoategui, D., and Demirgut Kunt (2011). Remittances and Financial Inclusion: Evidence from El Salvador. World Development, 54, 338–349. http://dx.doi.org/10.1016/j.worlddev.2013.10.006

• Mahanta Padmalochan, Panda Gitanjali and Sreekumar (2012) Status Of Microfinance In India - A Review, International Journal of Marketing, Financial Services & Management Research Vol.1, Issue 11, pp. 142- 155.

• Nikita (2014) An Analysis of Performance of Micro Finance in India, International Journal of Management Research & Review Volume 4, Issue 7, pp. 715-721.

• Kumar vipin, Chauhan Monu and Kumar Ritesh (2015) An Overview of Microfinance in India, Abhinav National Monthly Refereed Journal of Research in Commerce & Management, Volume 4, Issue 10, pp. 19-26.

• Santosh, K., Subrahmanyam, S. E. V., & Reddy, T. N. (2016). Microfinance–A Holistic Approach towards Financial Inclusion. Imperial Journal of Interdisciplinary Research, 2(9).

• Reddy, M. R. &MuhammedShafi, M.K. (2017). Emerging Trends in Indian Microfinance Industry: Role of Financial Technology and Inclusive Policies. Proceedings of 56th Academics World International Conference, Boston, USA.

• Harika, K. & Ramakrishna, R. (2017). Trends in Micro Finance with SHG-Bank Linkage Model (SHG-BLM) in India during 2010-11 to 2015-16. IOSR Journal Of Humanities And Social Science (IOSR-JHSS), Volume 22, Issue 11, Ver. 10, p.p 17-28

• Robert Lensink, Roy Mersland, Nhung Thi Hong Vu & Stephen Zamore (2018) Do microfinance institutions benefit from integrating financial and nonfinancial services?, Applied Economics, 50:21, 2386-2401

• Sharif Mohd, “A Study on the Performance of Microfinance Institutions in India”, International Academic Journal of Accounting and Financial Management Vol. 5, No. 4, 2018, pp. 116-128. ISSN 2454-2350

• V. R. Palanivelu, S. Narmada (2019), “Employment Creation through Microfinance and Self Help Groups with Special Reference to Thanjavur District”, International Journal of Recent Technology and Engineering (IJRTE) ISSN: 2277-3878, Volume-8 Issue-4, November 2019

• Vidya Naik. V, C.M.Bhaskar Reddy (2019), “Microfinance in Fishery Sector: Social Capital as an Agent of Empowerment”, International Journal of Recent Technology and Engineering (IJRTE) ISSN: 2277-3878, Volume-8 Issue-4, November 2019

• Belay Mengstie Amanpreet Singh, “Impact of Micro Finance Through Amhara Credit and Saving Institution on Women Economic Empowerment”, International Journal of Recent Technology and Engineering (IJRTE) ISSN: 2277-3878, Volume-8 Issue-4, November 2019

• Dalla Pellegrina, L., Di Maio, G., Landoni, P. et al. Money management and entrepreneurial training in microfinance: impact on beneficiaries and institutions. Econ Polit (2021). https://doi.org/10.1007/s40888-021-00217-9

Published

2022-01-31

How to Cite

Madhwesh G Gudi and Dr. Sunita Dixit. (2022). Madhwesh G Gudi and Dr. Sunita Dixit . International Journal of Economic Perspectives, 16(1), 108–120. Retrieved from http://ijeponline.org/index.php/journal/article/view/108

Issue

Vol. 16 No. 1 (2022)

Section

Peer Review Articles
Copyright & Licensing
Copyright (c) 2022 © 2022 by The Authors. Creative Commons License This journal is licensed under a Creative Commons Attribution 4.0 International License.

Allows users to: distribute and copy the article; create extracts, abstracts, and other revised versions, adaptations or derivative works of or from an article (such as a translation); include in a collective work (such as an anthology); and text or data mine the article. These uses are permitted even for commercial purposes, provided the user: gives appropriate credit to the author(s) (with a link to the formal publication through the relevant URL ID); includes a link to the license; indicates if changes were made; and does not represent the author(s) as endorsing the adaptation of the article or modify the article in such a way as to damage the authors' honor or reputation. CC BY