The role of artificial intelligence in financial decision-making: Opportunities and risks

Authors

  • Salah Eddine Saoudi University of M’sila, M’sila, Algeria. Email: salah_eddine.saoudi@univ-msila.dz
  • Billel Zidane University of M’sila, M’sila, Algeria. Email: bilal.zidan@univ-msila.dz

Keywords:

artificial intelligence, machine learning, finance, financial decisions

Abstract

Recent years have seen a remarkable development of AI in finance, and the rise of AI-based tools and algorithms in financial decision-making signals a technological revolution in the financial industry that presents both enormous potential opportunities and serious risks. This paper aims to present a segment on artificial intelligence and highlight its potential uses in financial decision-making and associated risks. The study found that AI is instrumental in financial decision-making through the increased and informed use of AI-powered tools in the development of potential risk models, Predictive analysis, portfolio composition with a good investment mix, which facilitated managers' task in making financial decisions and the emergence of some challenges related to its risks that require reduction in the future.

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Published

2025-05-23

How to Cite

Saoudi, S. E., & Zidane, B. (2025). The role of artificial intelligence in financial decision-making: Opportunities and risks. International Journal of Economic Perspectives, 19(5), 2381–2393. Retrieved from http://ijeponline.org/index.php/journal/article/view/1061

Issue

Vol. 19 No. 5 (2025)

Section

Peer Review Articles
Copyright & Licensing

Copyright (c) 2025 Salah Eddine Saoudi, Billel Zidane

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